John joined Avidity Wealth Management in October 2014 after spending 12 years in the retail banking industry including 5 years as Chief Financial Officer of HSBC UK between 2008 and 2012. John is a Chartered Accountant, and holds both the CII Diploma in Regulated Financial Planning and the AF3 Pension Planning qualification which enables him to advise on all types of pension switching and lifetime allowance planning issues.  John also specialises in investments and tax planning.  John lives locally in St Albans with his family, and enjoys a bit of sailing, golf, tennis, hiking and running.

Tax planning is not regulated by the Financial Conduct Authority