Avidity Wealth Management will help advise individuals to both achieve the highest potential pension fund for their retirement and help take the benefits in the most tax-efficient manner.
We work with clients to create a detailed plan, which illustrates what is required in terms of pension and investment assets in order to generate future desired income levels. Our ongoing service proposition means that we will have an an annual review in order to see if your progress towards your overall objectives is on track, and if your financial plan continues to meet your circumstances.
In light of the changes to pension legislation in 2015, the changes in lifetime and annual allowances and the increased rate of life expectancy, retirement planning is now an essential area of financial planning going forward.
Cash Flow Modelling/Retirement Planning
Avidity Wealth Management will tailor a plan that meets your needs and objectives, advising the right investment product and proposition for you. There are many different investment products and strategies that may benefit different kinds of investors.
The world of investments is complex, and the current tax regime makes it very hard to implement and maintain a robust investment portfolio. Here at Avidity we will work with you to design and implement an investment portfolio that is suited to your attitude towards investment risk, and your overall objectives for that particular investment.
Stocks and shares ISAs
Enterprise Investment Schemes
Onshore and Offshore Bonds
Unit Trusts/Investment Accounts
Business Relief and Trusts
Venture Capital Trusts
Avidity Wealth Management will analyse your circumstances and needs and identify your protection needs. We will then work to find the most tax efficient and individually suited protection policy that will work for your needs.
Acceptance for cover will depend on your personal circumstances and a health questionnaire or medical examination may be required.
Whole of Life
Long Term Care
Whether its capital gains, income, dividend or inheritance tax, doing some forward planning, with a qualified adviser, gives you the best possibility of retaining your hard earnt money.
One thing is for sure with all forms of tax; if you do nothing the government will use its considerable powers to make sure a share of your hard earned wealth ends up with them.
Annual Allowance & Lifetime Allowance
Income & Dividend Tax
Contact us to start your financial planning journey
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Avidity Wealth Management Ltd is an Appointed Representative of Quilter Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. Avidity Wealth Management Ltd registered address Suite 1, Phoenix House, 63 Campfield Road, St Albans, Hertfordshire AL1 5FL registered no: 07239722 The guidance and/or information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.Risk Warning: Capital at risk, investments and the income from them can fall as well as rise